Neither club is cheaper for everyone. It depends on the items you buy, the prices at your local clubs and the membership fee. Compare the unit price of your top 15 items at both, subtract the annual fee, and check whether a regular supermarket beats both on some items. Costco's Gold Star membership is $65 a year ($130 for Executive). Check current Sam's Club fees, which changed recently.
The 15-item method
- List the 15 items your household buys most in bulk.
- Record the unit price for each at both clubs (per ounce, count or load), not the pack price.
- Add your regular supermarket for the same items. Sometimes it wins on sale.
- Add up the annual difference based on how often you buy each item.
- Subtract the membership fee and see what's left.
Differences that matter
| Factor | What to check |
|---|---|
| Membership fee | Costco: $65 Gold Star, $130 Executive. Sam's Club: check current tiers |
| Store brand | Both have strong store brands. Compare them directly, not just national brands |
| Distance | The closer club usually wins in practice, once you count fuel and time |
| Extras | Fuel, pharmacy, optical, tires and services you'd actually use |
| Price drops | Costco refunds its own price drops within 30 days. Check Sam's Club's current policy |
| Price matching | Neither matches competitors. Compare before you buy |
Clubs don't always win
Warehouse prices are strong on many staples, but a supermarket sale or a big-box regular price can beat them, especially on name-brand household goods. Since neither club matches competitors, checking is on you:
- Scan the barcode of the item on the shelf with Price Match Paradise. No account needed to start.
- Review matching offers across supported retailer sources, with stock status and price-match guidance when the retailer data is available.
- Decide in the aisle: ask for a match, buy it here because it's already the best price, or pick it up where it's cheaper.
Tips either way
- Try before committing. Shop with a friend's membership or a guest option where available.
- Watch the impulse buys. Clubs are designed for big baskets.
- Split bulk items with another household.
- Reassess yearly at renewal, using your actual savings.
FAQ
Is Costco or Sam's Club cheaper?
It depends on your basket and local prices. Compare the unit price of the 15 items you buy most at both, then subtract the membership fee.
How much is a Costco membership?
Gold Star is $65 a year and Executive is $130. Check Costco for current pricing.
Do warehouse clubs price match?
No. Neither Costco nor Sam's Club matches competitors. Costco does refund its own price drops within 30 days.
Is a warehouse membership worth it for a small household?
It can be, if you buy non-perishables in bulk or split them with someone. Use the break-even math: fee divided by savings per trip.
Find out which club wins for your basket.
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Keep reading
Sources: Costco membership fee increase (Axios, 2024) · Costco vs. Sam's Club 2026 (U.S. News). Summary as of September 22, 2026. Policies change and individual stores have discretion, so confirm with the store. Price Match Paradise isn't affiliated with or endorsed by any retailer mentioned.